Welcome to Rowan Advance.
This is your command center, bookmark it.
Welcome to Rowan Advance.
This is your command center, bookmark it.
1500+
Merchants Served
100+
Industries Covered
250m+
Deals Funded
300+
5-Star Reviews
Fast funding, flexible terms, unbeatable commissions.
Where Your Deal Fits
Rowan Advance offers flexible funding options based on your merchant’s risk profile, time in business, and deposit strength. Here's how we categorize and evaluate deals:
Ideal For:
☑️ Cleaner 2nd position files (40–54 week terms)
☑️ Recently paid-in-full (PIF) 1st positions
☑️ Merchants with consistent deposits & strong accounts receivable
☑️ $100K+ monthly revenue
☑️ Strong MCA history
☑️ Solid time in business
Fast Wins: EPAs = Easy Wins
Max Funding: Up to $1.5MM
Average Deal Size: $239,000
Ideal For:
☑️ High-risk profiles
☑️ Shorter terms: 12–24 weeks
☑️ Higher factor rates
☑️ Multiple positions
☑️ Strong revenue + AR
☑️ Daily/weekly repayment options available
Max Funding: Up to $1.5MM
Average Deal Size: $377,000
Ideal For:
☑️ Middle-risk deals (3rd positions and up or unconventional 2nds)
☑️ Term range: 26–38 weeks
Max Funding: Up to $1.5MM
Average Deal Size: $163,000
Require Documents
Submissions
Send all new deal submissions to:
[email protected]
CC: [email protected]
☑️ Last 4 business bank statements
☑️ Signed application
☑️ Deal notes (show you know the file)
☑️ AR (optional but gives advantage)
Submissions
Send all new deal submissions to:
[email protected]
CC: [email protected]
☑️ Last 4 business bank statements
☑️ Signed application
☑️ Deal notes (show you know the file)
☑️ AR (optional but gives advantage)
To Fund
☑️ Signed application
☑️ CC processing statements / AR
☑️ Manual bank login
☑️ Proof of ownership
Contracts
☑️ Contracts
☑️ Driver’s license
☑️ Voided check
Require Documents
Submissions
Send all new deal submissions to:
[email protected]
CC: [email protected]
☑️ Last 4 business bank statements
☑️ Signed application
☑️ Deal notes (show you know the file)
☑️ AR (optional but gives advantage)
Submissions
Send all new deal submissions to:
[email protected]
CC: [email protected]
☑️ Last 4 business bank statements
☑️ Signed application
☑️ Deal notes (show you know the file)
☑️ AR (optional but gives advantage)
To Fund
☑️ Signed application
☑️ CC processing statements / AR
☑️ Manual bank login
☑️ Proof of ownership
Contracts
☑️ Contracts
☑️ Driver’s license
☑️ Voided check
Tailored Funding for High-Performing Sectors
The Rowan Ethos: Real Deals, Real Decisions
We don’t chase flash — we fund what makes sense. At Rowan Advance, we value real business stories, fast and honest communication, and funding that serves a purpose. No fluff, no gimmicks — just transparent offers, smart decisions, and a genuine respect for capital.
We Fund What Makes Sense
Real narratives matter. Skip the fluff — we back businesses with honest stories and real potential for success.
Respect The Capital
We move fast because time matters. Our partners rely on consistent, reliable funding delivered when it’s truly needed.
Transparent Offers
If our offer misses, let us know — no games, no hiding facts. We adjust when it makes sense.
No Gimmicks — Just Funding
We’re about funding, not flashy toys. Trusted ISOs get creative solutions because we value real partnerships over showmanship.
Commission Structure
How to read this chart:
• We have 1 commission grid. We only do Sell Rates
• If you’re deal is approved for Rowan you can sell deals starting at a 1.279 all the way through 1.499
• If you’re deal is approved for Tapp & Austin you can sell deals starting at 1.349 all the way through 1.499
• Origination fees are Deal Specific and will be clarified in your respective deal approvals
• Grids are always re-shared in the approval emails to help
Tailored Funding for High-Performing Sectors
Who Benefits Most From a Merchant Cash Advance?
While many businesses can benefit from an MCA, Rowan Advance specializes in supporting industries with strong, consistent revenue and seasonal or high-volume cash flow. If your clients fall into any of the categories below, they’re likely a great fit for our fast, flexible funding solutions.
Healthcare Industry
Retail Industry
Construction Industry
Other Industries
Industries with High Credit Card Volume
☑️ Restaurants & Food Services:
From dine-in spots to pizza shops, food trucks, and cafés—these businesses thrive on credit card sales and often face seasonal ups and downs, making MCA funding ideal to smooth cash flow.
☑️ Retail Stores:
Boutiques, specialty shops, and general retailers often experience fluctuating sales and rely heavily on credit card transactions. An MCA helps bridge the gap during slower months or finance bulk inventory purchases.
☑️ Bars, Nightclubs & Liquor Stores:
These fast-paced businesses run on volume and credit card sales. When cash flow dips or expansion opportunities arise, an MCA provides immediate working capital.
Businesses with Seasonal or Variable Revenue
☑️ Travel & Hospitality:
Travel agencies, hotels, lodges, and resorts face predictable off-seasons. MCA funding helps cover payroll, advertising, or operational costs when bookings slow down.
☑️ Seasonal Home Services:
Businesses like landscaping, snow removal, pool cleaning, and swim schools often need capital during the off-season for equipment upgrades, marketing, or payroll continuity.
☑️ Commercial Cleaning Services:
Demand can shift month to month. MCA funding supports staffing, supplies, and service expansion—especially during contract renewals or seasonal spikes.
Growing Businesses That Need Fast Capital
☑️ E-Commerce Stores:
Online sellers can use MCA funds to invest in inventory, marketing, or website upgrades—especially ahead of major sales seasons or new product launches.
☑️ Healthcare Professionals & Clinics:
Doctors, dentists, pharmacies, and urgent care centers often have high operational costs and insurance billing delays. MCA funding offers working capital without the complexity of traditional loans.
☑️ Manufacturers & Government Contractors:
These businesses may need to cover large upfront costs before receivables come in. An MCA gives them the flexibility to take on bigger jobs without cash flow stress.
Need Fast Funding? Call Us Anytime for Expert Support
Frequetly Asked Questions
Can you tell me more about Rowan Advance?
Rowan Advance is a trusted funding partner for ISO brokers, providing fast, flexible, and high-commission financing solutions for your merchants. We prioritize transparency, efficiency, and strong partnerships, ensuring that you and your clients receive the best possible terms. With competitive rates, same-day approvals, and a seamless funding process, we help you close more deals and maximize your earnings.
Can you help my business access funding?
Absolutely! Rowan Advance specializes in providing revenue-based financing for merchants in various industries. We move quickly—offering fast approvals, minimal stipulations, and same-day commissions—so you can get your deals funded without delays. Whether your merchants need capital for expansion, payroll, inventory, or cash flow, we structure deals that work for them.
How much capital can my merchants access through Rowan Advance?
Rowan Advance funds deals from $10,000 up to $5 million, depending on the merchant’s financial profile, revenue, and funding history. Whether they need a small working capital boost or a larger expansion fund, we offer flexible terms that help you secure the best deal for them.
What are the rates and commissions on your funding?
We offer competitive factor rates starting at 1.28, with commissions up to 12 points. Our deals come with early prepay discounts, same-day commissions, and a commitment to matching lower offers. That means you can maximize your earnings while ensuring your merchants get the best funding solution available. Reach out today to start submitting deals!
