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Our Core Product: Merchant Cash Advance
Flexible, Fast Funding Based on Your Business Revenue
Apply in Minutes
Start your application online—quick, simple, and no obligations.
Instant Estimate
Create your account and instantly see how much funding your business may qualify for (final amount subject to review).
Built for Your Business Needs
Whether you're covering expenses, investing in growth, or managing cash flow—our Merchant Cash Advance is here to help.
1500+
Merchants Served
100+
Industries Covered
250m+
Deals Funded
300+
5-Star Reviews
We’re Here to Support Your Business No Matter What You Do.
You’ve got big goals. Our mission is to help businesses of all types access the right funding solutions to move forward.
Apply online at your convenience or speak directly with one of our experienced funding specialists—we’ll help you get the capital your business needs, your way.
Need Fast Funding? Call Us Anytime for Expert Support
Expert Advice and Real-World Strategies for ISO Success
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The Future of Merchant Cash Advance in 2026 — Trends ISOs Should Watch
The Future of Merchant Cash Advance in 2026 — Trends ISOs Should Watch
The Merchant Cash Advance (MCA) industry is evolving rapidly — and the pace isn’t slowing down anytime soon. As we look toward 2026, several key trends are shaping the future of small business financing and redefining opportunities for ISOs and funders alike.
1. Smarter Technology & Faster Funding
Automation, AI-driven underwriting, and improved data analytics are transforming how deals are processed. What used to take days now happens in hours. At Rowan Advance, we continue to invest in speed and efficiency — because we know every hour counts when your merchant needs funding.
2. Rising Demand from Small Businesses
Small and medium-sized businesses are increasingly turning to alternative finance as traditional banks tighten lending standards. With more entrepreneurs seeking flexible capital, ISOs who understand MCA’s value proposition will be in a prime position to grow their portfolios.
3. Competitive Offer Structures
With more funders entering the space, the edge now lies in offering fair rates, flexible terms, and strong ISO relationships. Rowan Advance continues to lead with competitive pricing, high commission payouts, and minimal stipulations — ensuring our partners can close more deals, faster.
4. Transparency Builds Trust
As the MCA industry matures, transparency and ethical funding practices will separate top funders from the rest. ISOs who align with funders that prioritize honesty and communication will see stronger long-term success.
The Bottom Line:
The MCA industry isn’t just growing — it’s leveling up. With the right partnerships and smart strategies, 2026 is set to be a record-breaking year for ISOs ready to adapt and thrive.
👉 Partner with Rowan Advance and stay ahead of the curve in a market built on speed, trust, and growth.
Frequetly Asked Questions
Can you tell me more about Rowan Advance?
Rowan Advance is a trusted funding partner for ISO brokers, providing fast, flexible, and high-commission financing solutions for your merchants. We prioritize transparency, efficiency, and strong partnerships, ensuring that you and your clients receive the best possible terms. With competitive rates, same-day approvals, and a seamless funding process, we help you close more deals and maximize your earnings.
Can you help my business access funding?
Absolutely! Rowan Advance specializes in providing revenue-based financing for merchants in various industries. We move quickly—offering fast approvals, minimal stipulations, and same-day commissions—so you can get your deals funded without delays. Whether your merchants need capital for expansion, payroll, inventory, or cash flow, we structure deals that work for them.
How much capital can my merchants access through Rowan Advance?
Rowan Advance funds deals from $10,000 up to $5 million, depending on the merchant’s financial profile, revenue, and funding history. Whether they need a small working capital boost or a larger expansion fund, we offer flexible terms that help you secure the best deal for them.
What are the rates and commissions on your funding?
We offer competitive factor rates starting at 1.28, with commissions up to 12 points. Our deals come with early prepay discounts, same-day commissions, and a commitment to matching lower offers. That means you can maximize your earnings while ensuring your merchants get the best funding solution available. Reach out today to start submitting deals!
