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Our Core Product: Merchant Cash Advance
Flexible, Fast Funding Based on Your Business Revenue
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Start your application online—quick, simple, and no obligations.
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Create your account and instantly see how much funding your business may qualify for (final amount subject to review).
Built for Your Business Needs
Whether you're covering expenses, investing in growth, or managing cash flow—our Merchant Cash Advance is here to help.
1500+
Merchants Served
100+
Industries Covered
250m+
Deals Funded
300+
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We’re Here to Support Your Business No Matter What You Do.
You’ve got big goals. Our mission is to help businesses of all types access the right funding solutions to move forward.
Apply online at your convenience or speak directly with one of our experienced funding specialists—we’ll help you get the capital your business needs, your way.
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Expert Advice and Real-World Strategies for ISO Success
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Flexibility Aligned with Cash Flow: Why Merchant Cash Advances Stand Out
Flexibility Aligned with Cash Flow: Why Merchant Cash Advances Stand Out
One of the biggest challenges for small and mid-sized businesses is maintaining healthy cash flow while managing loan repayments. Traditional financing options often come with rigid payment schedules that don’t consider the ups and downs of business revenue. This is where Merchant Cash Advances (MCAs) bring a game-changing advantage: flexibility.
How It Works: Payments That Move With Your Sales
Unlike conventional loans with fixed monthly installments, MCAs use a unique repayment model. Instead of locking you into a set amount, your payments automatically adjust to your daily or weekly sales. That means:
High-revenue days: You pay a little more toward your advance.
Slower periods: You pay less, keeping your cash flow intact.
This approach removes the stress of meeting large payments during lean times. As Shopify explains, this adaptive structure ensures businesses can maintain stability without scrambling for extra funds.
Ideal for Seasonal or Unpredictable Businesses
For businesses with seasonal peaks—like retail shops during the holidays or tourism-based companies—traditional loans can feel like a trap. With MCAs, your repayment matches your business cycle, giving you breathing room during off-peak months.
According to SmartBusinessFunder.com, this flexibility makes MCAs particularly useful for companies that deal with demand fluctuations or market uncertainty. Instead of worrying about fixed deadlines, you stay focused on driving growth.
Why Flexibility Matters Now
In today’s fast-changing economy, adaptability is key. A repayment structure that aligns with your revenue puts control back in your hands. Rather than working for your loan, your loan works for you.
If your business thrives on seasonal trends or faces unpredictable demand, an MCA might be the most stress-free funding solution available.
Frequetly Asked Questions
Can you tell me more about Rowan Advance?
Rowan Advance is a trusted funding partner for ISO brokers, providing fast, flexible, and high-commission financing solutions for your merchants. We prioritize transparency, efficiency, and strong partnerships, ensuring that you and your clients receive the best possible terms. With competitive rates, same-day approvals, and a seamless funding process, we help you close more deals and maximize your earnings.
Can you help my business access funding?
Absolutely! Rowan Advance specializes in providing revenue-based financing for merchants in various industries. We move quickly—offering fast approvals, minimal stipulations, and same-day commissions—so you can get your deals funded without delays. Whether your merchants need capital for expansion, payroll, inventory, or cash flow, we structure deals that work for them.
How much capital can my merchants access through Rowan Advance?
Rowan Advance funds deals from $10,000 up to $5 million, depending on the merchant’s financial profile, revenue, and funding history. Whether they need a small working capital boost or a larger expansion fund, we offer flexible terms that help you secure the best deal for them.
What are the rates and commissions on your funding?
We offer competitive factor rates starting at 1.28, with commissions up to 12 points. Our deals come with early prepay discounts, same-day commissions, and a commitment to matching lower offers. That means you can maximize your earnings while ensuring your merchants get the best funding solution available. Reach out today to start submitting deals!
