Running a business takes time, energy, and nonstop commitment. At Rowan Advance, we make sure accessing the capital you need isn’t another uphill battle. Our fast, flexible financing solutions are designed to keep your business moving forward without the delays, headaches, or heavy paperwork. When you need funding, we make it simple, so you can stay focused on what matters most: growing your business.
At Rowan Advance, we’re committed to helping our partners and clients move forward with financial clarity and confidence. By offering transparent funding solutions, expert guidance, and fast, reliable service, we empower businesses to make informed decisions and grow on their terms.
Quick processing and same-day commissions mean you get paid without the wait.
Competitive rates, fast processing, and same-day commissions put more money in your pocket.
We keep requirements light so you can fund more merchants with less hassle.
Rowan Advance delivers fast, flexible funding with competitive rates, high commissions, and minimal stipulations. We prioritize same-day approvals, seamless processing, and early prepay discounts. Partner with us for a smooth, rewarding funding experience.
☑️ Competitive rates starting from 1.279.
☑️ Same-day commissions on every deal.
☑️ Flexible terms up to 54 weeks.
☑️ Minimal stipulations for quicker approvals.
☑️ Early prepay discounts for merchants.
We specialize in funding industries that consistently show strength, stability, and growth potential. From healthcare professionals like doctors, dentists, and therapists to thriving food and beverage businesses, manufacturers, and government contractors we understand the unique needs of these sectors and craft funding solutions that work. Our streamlined process, industry insight, and high approval rates make us the preferred partner for businesses in:
When small and medium-sized enterprises (SMEs) need quick access to capital, the first instinct is often to approach a bank or traditional lender. Unfortunately, this can lead to a long, stressful process filled with paperwork, credit checks, and the possibility of rejection. Even for established businesses, approval is never guaranteed—and for newer companies, the odds can be even slimmer.
This is exactly why Merchant Cash Advances (MCAs) have been gaining traction. They’re designed to give business owners a faster, more accessible way to secure funding—without the headaches and hurdles of traditional lending.
One of the biggest reasons small businesses turn to MCAs is the high approval rate. According to CoinLaw, qualified applicants see over 80% approval, compared to just 40–50% for traditional loans. That’s a major difference—and it’s changing the funding landscape for small business owners.
High approval rates matter because many SMEs face unique challenges:
Limited operating history
Seasonal revenue fluctuations
Lower credit scores due to past business struggles
Minimal assets to use as collateral
Where a bank might see these as red flags, MCA providers focus more on your business’s actual cash flow and sales history. This approach opens the door for more entrepreneurs to access the capital they need—especially those who’ve been turned down elsewhere.
One of the most stressful parts of applying for a traditional loan is the sheer volume of paperwork and requirements. You may need to provide years of tax returns, business plans, collateral documentation, and more—just to get a “maybe.”
With MCAs, the process is refreshingly straightforward:
Light documentation – Typically, you just need recent bank statements and proof of consistent sales.
No collateral required – Approval doesn’t hinge on pledging your personal or business assets.
Streamlined process – Applications can often be completed online in minutes.
This simple, accessible setup makes MCAs particularly attractive for busy business owners who can’t afford to spend weeks gathering documents and attending bank meetings.
In business, opportunities often come with an expiration date. Whether it’s buying discounted inventory, launching a marketing campaign, or covering an unexpected expense, waiting weeks for a loan can mean missing out.
That’s where MCAs stand out. Funding is typically available within 24 to 48 hours (CoinLaw, NerdWallet). This speed gives entrepreneurs the flexibility to act fast—turning challenges into opportunities without getting stuck in a waiting game.
Imagine a restaurant owner whose walk-in refrigerator breaks down right before the busy weekend. A traditional bank loan might take weeks, but an MCA could put the money in their account within two days—allowing them to replace the unit, keep operations running, and avoid thousands in lost revenue.
For many businesses, it’s this kind of quick turnaround that makes MCAs a lifesaver.
Modern small businesses operate in a fast-moving environment. The market changes daily, customer demands shift quickly, and competition is fierce. MCAs align perfectly with this reality by offering:
Flexibility – Funds can be used for almost any business purpose.
Speed – From application to funding in days, not weeks.
Accessibility – Approval focused on performance, not just credit history.
While MCAs may not be the cheapest form of financing, they often provide the right balance of speed, simplicity, and opportunity for entrepreneurs who need to move now, not later.
For small business owners, especially those who’ve been turned down by traditional lenders, MCAs offer a powerful alternative. With over 80% approval rates, minimal paperwork, no collateral requirements, and funding in as little as 24 hours, it’s easy to see why more SMEs are turning to this option.
In the right situations, an MCA can be the bridge between where your business is today and the growth you want tomorrow—without the long wait or the red tape.
Rowan Advance is a trusted funding partner for ISO brokers, providing fast, flexible, and high-commission financing solutions for your merchants. We prioritize transparency, efficiency, and strong partnerships, ensuring that you and your clients receive the best possible terms. With competitive rates, same-day approvals, and a seamless funding process, we help you close more deals and maximize your earnings.
Absolutely! Rowan Advance specializes in providing revenue-based financing for merchants in various industries. We move quickly—offering fast approvals, minimal stipulations, and same-day commissions—so you can get your deals funded without delays. Whether your merchants need capital for expansion, payroll, inventory, or cash flow, we structure deals that work for them.
Rowan Advance funds deals from $10,000 up to $5 million, depending on the merchant’s financial profile, revenue, and funding history. Whether they need a small working capital boost or a larger expansion fund, we offer flexible terms that help you secure the best deal for them.
We offer competitive factor rates starting at 1.28, with commissions up to 12 points. Our deals come with early prepay discounts, same-day commissions, and a commitment to matching lower offers. That means you can maximize your earnings while ensuring your merchants get the best funding solution available. Reach out today to start submitting deals!