Adaptable Funding Options for Small Enterprises

Adaptable Funding Options for Small Enterprises

Fast, Flexible Financing Designed to

Keep Your Business Moving Forward

Running a business takes time, energy, and nonstop commitment. At Rowan Advance, we make sure accessing the capital you need isn’t another uphill battle. Our fast, flexible financing solutions are designed to keep your business moving forward without the delays, headaches, or heavy paperwork. When you need funding, we make it simple, so you can stay focused on what matters most: growing your business.

Apply Online

In Minutes

Decision as fast as

2 hours

Receive between

$25k-$1.5m

Fast Approvals

Same-Day Funding

Up to $1,500,000

Offers from 1.279

Fast funding, flexible terms, unbeatable commissions.

Striving for Financial Clarity and Confidence

At Rowan Advance, we’re committed to helping our partners and clients move forward with financial clarity and confidence. By offering transparent funding solutions, expert guidance, and fast, reliable service, we empower businesses to make informed decisions and grow on their terms.

Fast Closings, Faster Payouts

Quick processing and same-day commissions mean you get paid without the wait.

High Commissions

Competitive rates, fast processing, and same-day commissions put more money in your pocket.

Minimal Stips, Maximum Deals

We keep requirements light so you can fund more merchants with less hassle.

Why Choose Rowan Advance?

Rowan Advance delivers fast, flexible funding with competitive rates, high commissions, and minimal stipulations. We prioritize same-day approvals, seamless processing, and early prepay discounts. Partner with us for a smooth, rewarding funding experience.

Built to Fund,

Designed to Close

☑️ Competitive rates starting from 1.279.

☑️ Same-day commissions on every deal.

☑️ Flexible terms up to 54 weeks.

☑️ Minimal stipulations for quicker approvals.

☑️ Early prepay discounts for merchants.

Tailored Funding for High-Performing Sectors

Industries We Trust, Partners We Back

We specialize in funding industries that consistently show strength, stability, and growth potential. From healthcare professionals like doctors, dentists, and therapists to thriving food and beverage businesses, manufacturers, and government contractors we understand the unique needs of these sectors and craft funding solutions that work. Our streamlined process, industry insight, and high approval rates make us the preferred partner for businesses in:

Healthcare Industry

Retail Industry

Construction Industry

Other Industries

1500+

Merchants Served

100+

Industries Covered

250m+

Deals Funded

300+

5-Star Reviews

Need Fast Funding? Call Us Anytime for Expert Support

Expert Advice and Real-World Strategies for ISO Success

Blogs and Articles

Illustration showing a digital approval process for Merchant Cash Advances, with a person using a tablet, a laptop displaying a document and checkmark, and icons representing AI, automation, and financial data analysis.

How Innovation Is Revolutionizing MCA Approvals — And What It Means for ISOs & Merchants

July 25, 20252 min read

How Innovation Is Revolutionizing MCA Approvals — And What It Means for ISOs & Merchants

The Merchant Cash Advance industry is entering a new era—one powered by speed, automation, and smarter underwriting. Gone are the days of bulky applications and weeklong wait times. Today’s leading funders are leveraging fintech to deliver same-day approvals with dramatically less friction.

At Rowan Advance, we’ve embraced the wave of innovation—because we know that speed is everything in today’s small business economy.


🚀 The Rise of Smart, Automated Underwriting

The biggest shift? AI and bank-linking tools now allow MCA providers to evaluate deals in real-time. Instead of relying solely on static PDFs or merchant-submitted paperwork, we now plug directly into verified data:

  • Real-time cash flow and sales activity

  • Bank statement APIs

  • Daily deposit trends

  • Spending patterns and seasonality insights

With this data-driven approach, we're able to issue offers within hours—not days. The result: faster funding, stronger files, and higher close rates for brokers.


💼 What This Means for Merchants

For small business owners, this automation means less paperwork and faster decisions. They don’t need to gather weeks of documentation, deal with back-and-forth requests, or wait days for underwriting.

Instead, they get:

  • Quick approvals based on actual performance

  • Clear, structured offers they can act on immediately

  • Faster access to working capital when it matters most

Whether they’re preparing for a busy season, need to cover payroll, or want to restock inventory, automation ensures they get the money they need—when they need it.


🤝 What This Means for ISOs

If you’re an ISO broker, automation is a game-changer. Submission portals are faster. Fewer documents are required. And you get paid sooner.

With Rowan Advance:

  • Submit deals in minutes, not hours

  • Get pre-approvals quickly—often same-day

  • Close deals faster = earn commissions faster

  • Scale your volume without scaling your workload

In short, our tech does the heavy lifting—so you can focus on building relationships and moving deals forward.


🔄 Embracing the Future of MCA

At Rowan Advance, we're committed to staying ahead of the curve. As MCA evolves, we’ll continue to invest in tools that help brokers win more—and help merchants grow with confidence.

In an industry where timing is everything, automation isn’t just an advantage—it’s a necessity.


Ready to Experience Smarter, Faster Funding?

Whether you're submitting your first file or managing a high-volume pipeline, Rowan Advance is your go-to partner for fast, flexible, and frictionless deals.

MCA automationfast MCA approvalsfintech lendingAI underwriting same-day fundingmerchant cash advance technologyISO broker toolsRowan Advanceautomated small business fundingMCA innovation 2025
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Need Funding Support or Have Questions? Rowan Advance Is Ready to Help!

Frequetly Asked Questions

Can you tell me more about Rowan Advance?

Rowan Advance is a trusted funding partner for ISO brokers, providing fast, flexible, and high-commission financing solutions for your merchants. We prioritize transparency, efficiency, and strong partnerships, ensuring that you and your clients receive the best possible terms. With competitive rates, same-day approvals, and a seamless funding process, we help you close more deals and maximize your earnings.

Can you help my business access funding?

Absolutely! Rowan Advance specializes in providing revenue-based financing for merchants in various industries. We move quickly—offering fast approvals, minimal stipulations, and same-day commissions—so you can get your deals funded without delays. Whether your merchants need capital for expansion, payroll, inventory, or cash flow, we structure deals that work for them.

How much capital can my merchants access through Rowan Advance?

Rowan Advance funds deals from $10,000 up to $5 million, depending on the merchant’s financial profile, revenue, and funding history. Whether they need a small working capital boost or a larger expansion fund, we offer flexible terms that help you secure the best deal for them.

What are the rates and commissions on your funding?

We offer competitive factor rates starting at 1.28, with commissions up to 12 points. Our deals come with early prepay discounts, same-day commissions, and a commitment to matching lower offers. That means you can maximize your earnings while ensuring your merchants get the best funding solution available. Reach out today to start submitting deals!

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