Adaptable Funding Options for Small Enterprises
Adaptable Funding Options for Small Enterprises
Fast, Flexible Financing Designed to
Keep Your Business Moving Forward
Running a business takes time, energy, and nonstop commitment. At Rowan Advance, we make sure accessing the capital you need isn’t another uphill battle. Our fast, flexible financing solutions are designed to keep your business moving forward without the delays, headaches, or heavy paperwork. When you need funding, we make it simple, so you can stay focused on what matters most: growing your business.
Apply Online
In Minutes
Decision as fast as
2 hours
Receive between
$25k-$1.5m
Fast Approvals
Same-Day Funding
Up to $1,500,000
Offers from 1.279
Fast funding, flexible terms, unbeatable commissions.
Striving for Financial Clarity and Confidence
At Rowan Advance, we’re committed to helping our partners and clients move forward with financial clarity and confidence. By offering transparent funding solutions, expert guidance, and fast, reliable service, we empower businesses to make informed decisions and grow on their terms.
Fast Closings, Faster Payouts
Quick processing and same-day commissions mean you get paid without the wait.
High Commissions
Competitive rates, fast processing, and same-day commissions put more money in your pocket.
Minimal Stips, Maximum Deals
We keep requirements light so you can fund more merchants with less hassle.
Why Choose Rowan Advance?
Rowan Advance delivers fast, flexible funding with competitive rates, high commissions, and minimal stipulations. We prioritize same-day approvals, seamless processing, and early prepay discounts. Partner with us for a smooth, rewarding funding experience.
Built to Fund,
Designed to Close
☑️ Competitive rates starting from 1.279.
☑️ Same-day commissions on every deal.
☑️ Flexible terms up to 54 weeks.
☑️ Minimal stipulations for quicker approvals.
☑️ Early prepay discounts for merchants.
Tailored Funding for High-Performing Sectors
Industries We Trust, Partners We Back
We specialize in funding industries that consistently show strength, stability, and growth potential. From healthcare professionals like doctors, dentists, and therapists to thriving food and beverage businesses, manufacturers, and government contractors we understand the unique needs of these sectors and craft funding solutions that work. Our streamlined process, industry insight, and high approval rates make us the preferred partner for businesses in:
Healthcare Industry
Retail Industry
Construction Industry
Other Industries
1500+
Merchants Served
100+
Industries Covered
250m+
Deals Funded
300+
5-Star Reviews
Need Fast Funding? Call Us Anytime for Expert Support
Expert Advice and Real-World Strategies for ISO Success
Blogs and Articles
What Makes a Strong 2nd Position Deal in 2025?
What Makes a Strong 2nd Position Deal in 2025?
As the MCA landscape continues to evolve in 2025, second position deals remain a big opportunity for ISO brokers—especially when first positions are already tied up with competitive offers. But what makes a second position stand out in today’s market? At Rowan Advance, we’re actively funding 2nd positions with speed and strong commissions—but we’re also selective. Here’s what we look for to make a second position deal a win for everyone involved.
1. Healthy Cash Flow
The #1 factor: does the merchant have the cash flow to support two payments? We’re looking at daily or weekly deposits that comfortably support the first and second position payments, with room to breathe. Bonus points if the merchant isn’t maxed out on their processing capacity or margins.
2. Strong First Position Structure
Not all firsts are created equal. A solid 1st position should have reasonable terms (not ultra-stacked), manageable balances, and a funder with a solid reputation. If the first is being paid down aggressively and the merchant has stayed current—those are green flags.
3. Clean Payment History
We know things happen—but the cleaner the track record, the easier the approval. We love seeing merchants with consistent, on-time payment history. Defaults or recent NSF activity? That’ll need explanation and extra documentation to move forward.
4. Industry Stability
Certain industries just perform better in 2025’s environment. Home services, logistics, medical practices, construction, and e-commerce are standing out this year. If your 2nd position deal falls into one of those buckets, let’s talk.
5. Minimal Stacking
Stacking beyond a second position can complicate underwriting and spike the risk profile. At Rowan Advance, we’re currently looking at up to 3rd positions on select files—but a clean 2nd is our sweet spot. If there are multiple stacks, we’ll want to understand the merchant’s full payment schedule and why additional funding is truly needed.
6. Purpose of Funds
Merchants looking for growth capital, equipment purchases, or seasonal inventory restocks usually have a clear path to ROI. That’s much stronger than “just covering cash flow.” Clear, growth-oriented use of funds gives us more confidence in the deal’s long-term success.
Bottom Line: We’re Ready for Your 2nd Position Files
At Rowan Advance, we’re funding 2nd positions fast—with flexible terms, early payoff options, and generous commissions. If your file checks the boxes above, send it in. Not sure? Let’s workshop it together.
Let’s get those deals funded.
Ready to submit or want feedback on a file? Contact Rowan Advance today at [email protected]
Need Funding Support or Have Questions? Rowan Advance Is Ready to Help!
Frequetly Asked Questions
Can you tell me more about Rowan Advance?
Rowan Advance is a trusted funding partner for ISO brokers, providing fast, flexible, and high-commission financing solutions for your merchants. We prioritize transparency, efficiency, and strong partnerships, ensuring that you and your clients receive the best possible terms. With competitive rates, same-day approvals, and a seamless funding process, we help you close more deals and maximize your earnings.
Can you help my business access funding?
Absolutely! Rowan Advance specializes in providing revenue-based financing for merchants in various industries. We move quickly—offering fast approvals, minimal stipulations, and same-day commissions—so you can get your deals funded without delays. Whether your merchants need capital for expansion, payroll, inventory, or cash flow, we structure deals that work for them.
How much capital can my merchants access through Rowan Advance?
Rowan Advance funds deals from $10,000 up to $5 million, depending on the merchant’s financial profile, revenue, and funding history. Whether they need a small working capital boost or a larger expansion fund, we offer flexible terms that help you secure the best deal for them.
What are the rates and commissions on your funding?
We offer competitive factor rates starting at 1.28, with commissions up to 12 points. Our deals come with early prepay discounts, same-day commissions, and a commitment to matching lower offers. That means you can maximize your earnings while ensuring your merchants get the best funding solution available. Reach out today to start submitting deals!
