Adaptable Funding Options for Small Enterprises
Adaptable Funding Options for Small Enterprises
Fast, Flexible Financing Designed to
Keep Your Business Moving Forward
Running a business takes time, energy, and nonstop commitment. At Rowan Advance, we make sure accessing the capital you need isn’t another uphill battle. Our fast, flexible financing solutions are designed to keep your business moving forward without the delays, headaches, or heavy paperwork. When you need funding, we make it simple, so you can stay focused on what matters most: growing your business.
Apply Online
In Minutes
Decision as fast as
2 hours
Receive between
$25k-$1.5m
Fast Approvals
Same-Day Funding
Up to $1,500,000
Offers from 1.279
Fast funding, flexible terms, unbeatable commissions.
Striving for Financial Clarity and Confidence
At Rowan Advance, we’re committed to helping our partners and clients move forward with financial clarity and confidence. By offering transparent funding solutions, expert guidance, and fast, reliable service, we empower businesses to make informed decisions and grow on their terms.
Fast Closings, Faster Payouts
Quick processing and same-day commissions mean you get paid without the wait.
High Commissions
Competitive rates, fast processing, and same-day commissions put more money in your pocket.
Minimal Stips, Maximum Deals
We keep requirements light so you can fund more merchants with less hassle.
Why Choose Rowan Advance?
Rowan Advance delivers fast, flexible funding with competitive rates, high commissions, and minimal stipulations. We prioritize same-day approvals, seamless processing, and early prepay discounts. Partner with us for a smooth, rewarding funding experience.
Built to Fund,
Designed to Close
☑️ Competitive rates starting from 1.279.
☑️ Same-day commissions on every deal.
☑️ Flexible terms up to 54 weeks.
☑️ Minimal stipulations for quicker approvals.
☑️ Early prepay discounts for merchants.
Tailored Funding for High-Performing Sectors
Industries We Trust, Partners We Back
We specialize in funding industries that consistently show strength, stability, and growth potential. From healthcare professionals like doctors, dentists, and therapists to thriving food and beverage businesses, manufacturers, and government contractors we understand the unique needs of these sectors and craft funding solutions that work. Our streamlined process, industry insight, and high approval rates make us the preferred partner for businesses in:
Healthcare Industry
Retail Industry
Construction Industry
Other Industries
1500+
Merchants Served
100+
Industries Covered
250m+
Deals Funded
300+
5-Star Reviews
Need Fast Funding? Call Us Anytime for Expert Support
Expert Advice and Real-World Strategies for ISO Success
Blogs and Articles
Revenue-Based Financing vs. Traditional Loans: Which is Best for Your Business?
Revenue-Based Financing vs. Traditional Loans: Which is Best for Your Business?
When business owners seek funding, they often face a critical decision: opt for a traditional loan or explore alternative financing like revenue-based financing (RBF). Understanding the differences between these options is key to making the right choice for your business’s unique needs.
What is Revenue-Based Financing?
Revenue-based financing is a flexible funding solution where businesses receive capital in exchange for a percentage of future revenue. Instead of fixed monthly payments, the amount repaid fluctuates based on sales, making it an attractive option for businesses with variable income.
Pros of Revenue-Based Financing:
Flexible Payments – Repayments adjust based on revenue, making it easier to manage during slow months.
No Collateral Required – Unlike traditional loans, RBF does not require physical assets as security.
Quick Access to Capital – Approval and funding are often much faster than traditional lending options.
Lower Risk for Businesses – Since payments are tied to revenue, businesses won’t struggle with fixed obligations.
Cons of Revenue-Based Financing:
Higher Cost Over Time – RBF may result in higher repayment costs compared to fixed-interest loans.
Revenue Deduction – A portion of sales will consistently go toward repayment, affecting cash flow.
What is a Traditional Loan?
Traditional bank loans provide a lump sum of capital that businesses repay over time through fixed monthly payments, usually with interest. These loans come in various forms, including term loans, SBA loans, and business lines of credit.
Pros of Traditional Loans:
Predictable Repayment Structure – Fixed monthly payments help with financial planning.
Lower Cost in Some Cases – Interest rates can be more favorable than revenue-based financing, especially for strong credit applicants.
Multiple Loan Options – Businesses can choose from various loan structures to meet specific needs.
Cons of Traditional Loans:
Strict Qualification Requirements – Banks typically require strong credit, collateral, and detailed financial records.
Fixed Payments Regardless of Revenue – Even during slow months, businesses must make their full loan payments.
Longer Approval Process – Traditional loans can take weeks or months for approval and funding.
Which Option is Right for Your Business?
The best funding option depends on your business’s financial situation, growth potential, and ability to meet repayment terms.
If your revenue is inconsistent and you need quick, flexible funding, revenue-based financing might be the better choice.
If you have strong financials, predictable revenue, and can qualify for lower interest rates, a traditional loan could provide cost-effective capital.
At Rowan Advance, we work closely with ISO brokers and merchants to ensure they have access to the best funding solutions available. Whether you’re looking for revenue-based financing or traditional loan options, our goal is to help you close more deals and grow your business.
Partner with Rowan Advance today and start funding more deals with confidence!
Need Funding Support or Have Questions? Rowan Advance Is Ready to Help!
Frequetly Asked Questions
Can you tell me more about Rowan Advance?
Rowan Advance is a trusted funding partner for ISO brokers, providing fast, flexible, and high-commission financing solutions for your merchants. We prioritize transparency, efficiency, and strong partnerships, ensuring that you and your clients receive the best possible terms. With competitive rates, same-day approvals, and a seamless funding process, we help you close more deals and maximize your earnings.
Can you help my business access funding?
Absolutely! Rowan Advance specializes in providing revenue-based financing for merchants in various industries. We move quickly—offering fast approvals, minimal stipulations, and same-day commissions—so you can get your deals funded without delays. Whether your merchants need capital for expansion, payroll, inventory, or cash flow, we structure deals that work for them.
How much capital can my merchants access through Rowan Advance?
Rowan Advance funds deals from $10,000 up to $5 million, depending on the merchant’s financial profile, revenue, and funding history. Whether they need a small working capital boost or a larger expansion fund, we offer flexible terms that help you secure the best deal for them.
What are the rates and commissions on your funding?
We offer competitive factor rates starting at 1.28, with commissions up to 12 points. Our deals come with early prepay discounts, same-day commissions, and a commitment to matching lower offers. That means you can maximize your earnings while ensuring your merchants get the best funding solution available. Reach out today to start submitting deals!
