Empowering ISOs to Succeed
Adaptable Funding Options
for Small Enterprises
Seeking business funds for your merchants?
Rowan Advance offers flexible financing, beyond credit scores. Send deals hassle-free today.
Fast Approvals
We blend cutting-edge technology with manual review to deliver a streamlined underwriting process at a higher than industry-standard approval rate.
Same Day Funding
Once approved, gain access to your funds right away. From Submission to Wire Sent in as little as 2 hours.
Up to $1,500,000
Need a lot of capital fast? For businesses that qualify, ask about our jumbo-product. Receive up to $1 Million within the day!
Striving for Financial Clarity and Confidence
Fast funding, flexible terms, unbeatable commissions.
Apply Fast
Our quick underwriting process provides approvals faster than most small business lenders.
Same-Day Funding
Gain access to the funds you need, fast – once you qualify for small business financing.
Up to $1,000,000
Get the capital you need to grow your business, without the burden of inflexible repayment terms.
High Commissions
Competitive rates, fast processing, and same-day commissions put more money in your pocket.
Bad Credit? Apply for
Hassle-Free Financing
Credit requirements often prevent business owners from getting the financing they need to get their small businesses off the ground. At Rowan Advance, our goal is to provide capital for small businesses by considering a range of factors beyond a poor credit score.
Need funding? We’ll provide the hassle-free financing you need with the best-in-class service you deserve.
Why Choose Rowan Advance?
Rowan Advance delivers fast, flexible funding with competitive rates, high commissions, and minimal stipulations. We prioritize same-day approvals, seamless processing, and early prepay discounts. Partner with us for a smooth, rewarding funding experience.
Competitive rates starting from 1.28.
Same-day commissions on every deal.
Flexible terms from 8 to 12 months.
Minimal stipulations for quicker approvals.
Early prepay discounts for merchants.
Why Choose Rowan Advance?
Rowan Advance delivers fast, flexible funding with competitive rates, high commissions, and minimal stipulations. We prioritize same-day approvals, seamless processing, and early prepay discounts. Partner with us for a smooth, rewarding funding experience.
Competitive rates starting from 1.279.
Same-day commissions on every deal.
Flexible terms up to 54 weeks.
Minimal stipulations for quicker approvals.
Early prepay discounts for merchants.
Providing The Simplest Solution For The Most Complex Problem
1500+
Merchants Served
Trusted by over 1,500 businesses, we provide fast and reliable funding solutions tailored to diverse financial needs.
100+
Industries Covered
From retail to healthcare, we support businesses across 30+ industries with flexible funding options to fuel their growth.
$250m+
Deals Funded
Over $10 million in funding delivered monthly and $250 million funded in over two years.
300+
5-Star Reviews
Highly rated by partners and clients, our exceptional service and funding solutions have earned over 300 five-star reviews.
Our Underwriting Guidelines
✅ Funding Criteria
• Targeting clean 2nd positions (40–54 weeks) or recently paid-off 1st positions
• EPA-ready deals welcome – fast, simple process
• Must show consistent deposits & accounts receivable
• Strong revenue ($100K+/month) and established time in business preferred
• MCA history reviewed closely
• High-risk deals accepted (12–24 week terms) with strong AR & revenue
• Daily and weekly repayment options available
• Funding up to $1.5MM
• Average Deal Size: $239,000
• Clean MCA history
• Terms: 3–12 months
• All states including NY
• Max 5 negative days
• 12 months in business
• Weekly payments is always an option
Program Requirements
Funding Amount: $50,000 – $1,500,000
Minimum Revenue: $100,000
Restricted Industries
❌ Nail Salons
❌ Financial
❌ Legal
❌ Auto Sales
Preferred Industries
Doctors and Dentists, Healthcare Equipment, Pharmacies and Drug Stores, Therapist/Behavioral Health, Urgent Care Clinics, Bakeries, Bars and Nightclubs, Beer/Wine/Liquor Stores, Restaurants, Commercial Cleaning, Government Contractors, Manufacturing
Blogs and Articles
Navigating the Market with Rowan Advance: A Deep Dive into Merchant Cash Advance
Title: Navigating the Market with Rowan Advance: A Deep Dive into Merchant Cash Advance
Introduction:
In the ever-evolving landscape of business financing, staying ahead of the curve is essential for entrepreneurs aiming to grow and thrive. One financing option that has gained significant traction in recent years is the Merchant Cash Advance (MCA). Among the myriad of choices available, Rowan Advance stands out as a trusted partner for businesses seeking flexible and efficient funding solutions. In this blog post, we'll explore the concept of Merchant Cash Advance, the current market trends, and how Rowan Advance is making waves in this space.
Understanding Merchant Cash Advance:
Merchant Cash Advance is a financing option designed to provide businesses with quick access to capital based on their future credit card sales. Unlike traditional loans, MCAs offer a lump sum payment in exchange for a percentage of the business's daily credit card transactions, plus a fee. This repayment structure offers flexibility, especially for businesses with fluctuating revenue streams or seasonal sales patterns.
Market Dynamics:
The Merchant Cash Advance market has experienced significant growth in recent years, driven by the increasing demand for alternative financing options among small and medium-sized businesses. With banks tightening lending criteria and the rise of fintech companies offering innovative solutions, MCAs have emerged as a popular choice for businesses looking to bypass the lengthy approval processes and stringent requirements associated with traditional loans.
Despite their popularity, MCAs have faced criticism for their relatively high fees and APRs compared to traditional loans. However, for businesses in need of quick capital or those with less-than-perfect credit scores, the benefits of fast approval and flexible repayment terms often outweigh the costs.
Rowan Advance: Redefining Merchant Cash Advance:
In a crowded market, Rowan Advance distinguishes itself by prioritizing transparency, integrity, and customer-centricity. With a commitment to providing fair and competitive terms, Rowan Advance aims to empower businesses with the resources they need to thrive.
Key Features of Rowan Advance:
1. Transparent Pricing: Rowan Advance believes in upfront and transparent pricing, ensuring that businesses understand the terms of their funding without any hidden fees or surprises.
2. Personalized Solutions: Recognizing that every business is unique, Rowan Advance offers personalized funding solutions tailored to meet the specific needs and goals of each client.
3. Dedicated Support: From the application process to ongoing customer service, Rowan Advance provides dedicated support every step of the way, ensuring a seamless experience for their clients.
Navigating the Future:
As the landscape of business financing continues to evolve, staying informed and adaptable is crucial for entrepreneurs. With Rowan Advance as a trusted partner, businesses can navigate the complexities of the Merchant Cash Advance market with confidence, knowing that they have a reliable ally dedicated to their success.
Conclusion:
In the dynamic world of business financing, Merchant Cash Advance offers a flexible and accessible solution for businesses in need of quick capital. With Rowan Advance leading the way with its commitment to transparency, integrity, and personalized service, businesses can seize opportunities, overcome challenges, and thrive in today's competitive landscape.
Empowering ISOs to Succeed
Can you tell me more about Rowan Advance?
Rowan Advance is a trusted funding partner for ISO brokers, providing fast, flexible, and high-commission financing solutions for your merchants. We prioritize transparency, efficiency, and strong partnerships, ensuring that you and your clients receive the best possible terms. With competitive rates, same-day approvals, and a seamless funding process, we help you close more deals and maximize your earnings.
Can you help my business access funding?
Absolutely! Rowan Advance specializes in providing revenue-based financing for merchants in various industries. We move quickly—offering fast approvals, minimal stipulations, and same-day commissions—so you can get your deals funded without delays. Whether your merchants need capital for expansion, payroll, inventory, or cash flow, we structure deals that work for them.
How much capital can my merchants access through Rowan Advance?
Rowan Advance funds deals from $10,000 up to $5 million, depending on the merchant’s financial profile, revenue, and funding history. Whether they need a small working capital boost or a larger expansion fund, we offer flexible terms that help you secure the best deal for them.
What are the rates and commissions on your funding?
We offer competitive factor rates starting at 1.28, with commissions up to 12 points. Our deals come with early prepay discounts, same-day commissions, and a commitment to matching lower offers. That means you can maximize your earnings while ensuring your merchants get the best funding solution available. Reach out today to start submitting deals!
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