Adaptable Funding Options for Small Enterprises
Adaptable Funding Options for Small Enterprises
Fast, Flexible Financing Designed to
Keep Your Business Moving Forward
Running a business takes time, energy, and nonstop commitment. At Rowan Advance, we make sure accessing the capital you need isn’t another uphill battle. Our fast, flexible financing solutions are designed to keep your business moving forward without the delays, headaches, or heavy paperwork. When you need funding, we make it simple, so you can stay focused on what matters most: growing your business.
Apply Online
In Minutes
Decision as fast as
2 hours
Receive between
$25k-$1.5m
Fast Approvals
Same-Day Funding
Up to $1,500,000
Offers from 1.279
Fast funding, flexible terms, unbeatable commissions.
Striving for Financial Clarity and Confidence
At Rowan Advance, we’re committed to helping our partners and clients move forward with financial clarity and confidence. By offering transparent funding solutions, expert guidance, and fast, reliable service, we empower businesses to make informed decisions and grow on their terms.
Fast Closings, Faster Payouts
Quick processing and same-day commissions mean you get paid without the wait.
High Commissions
Competitive rates, fast processing, and same-day commissions put more money in your pocket.
Minimal Stips, Maximum Deals
We keep requirements light so you can fund more merchants with less hassle.
Why Choose Rowan Advance?
Rowan Advance delivers fast, flexible funding with competitive rates, high commissions, and minimal stipulations. We prioritize same-day approvals, seamless processing, and early prepay discounts. Partner with us for a smooth, rewarding funding experience.
Built to Fund,
Designed to Close
☑️ Competitive rates starting from 1.279.
☑️ Same-day commissions on every deal.
☑️ Flexible terms up to 54 weeks.
☑️ Minimal stipulations for quicker approvals.
☑️ Early prepay discounts for merchants.
Tailored Funding for High-Performing Sectors
Industries We Trust, Partners We Back
We specialize in funding industries that consistently show strength, stability, and growth potential. From healthcare professionals like doctors, dentists, and therapists to thriving food and beverage businesses, manufacturers, and government contractors we understand the unique needs of these sectors and craft funding solutions that work. Our streamlined process, industry insight, and high approval rates make us the preferred partner for businesses in:
Healthcare Industry
Retail Industry
Construction Industry
Other Industries
1500+
Merchants Served
100+
Industries Covered
250m+
Deals Funded
300+
5-Star Reviews
Need Fast Funding? Call Us Anytime for Expert Support
Expert Advice and Real-World Strategies for ISO Success
Blogs and Articles
Is an MCA a Good Idea for Your Business? Key Factors to Consider
Is an MCA a Good Idea for Your Business? Key Factors to Consider
When you need fast funding to cover expenses, invest in growth, or manage cash flow, a Merchant Cash Advance (MCA) can be a powerful tool. But is it the right move for your business? Let’s take a closer look at what you need to consider before choosing an MCA.
What is an MCA?
An MCA provides a lump sum of capital upfront in exchange for a percentage of your future receivables. Unlike a traditional loan, there’s no fixed monthly payment. Instead, you make daily or weekly payments based on your business's revenue — meaning your payments adjust with your cash flow.
Key Factors to Consider
1. Speed of Funding
If time is critical, an MCA is hard to beat. Many businesses receive funding within 24–48 hours of approval. When unexpected opportunities or expenses arise, this speed can be a game-changer.
2. Flexibility with Credit
Banks typically have strict credit requirements. MCAs are often more flexible, focusing more on your business’s revenue than your personal or business credit score. If your credit isn't perfect but your business has strong sales, an MCA could be a great option.
3. Cost of Capital
MCAs typically carry higher costs than traditional loans. It's important to carefully review the factor rate — the cost applied to the amount borrowed — and understand the total repayment amount. Make sure the return on investment from using the funds outweighs the cost.
4. Cash Flow Impact
Because payments are tied to revenue, an MCA can ease cash flow pressure when sales are slow. However, it's crucial to ensure your margins can handle the daily or weekly withdrawals without creating strain.
5. Short-Term Needs vs. Long-Term Goals
MCAs are best suited for short-term needs: purchasing inventory, covering seasonal gaps, or seizing a timely growth opportunity. They may not be the right fit for large, long-term investments like major expansions or equipment that requires years to pay off.
Is an MCA Right for You?
If you need quick access to capital, have strong daily or weekly revenue, and need funding for a short-term need, an MCA could be a smart choice. However, it’s important to work with a trusted partner who offers transparent terms and supports your success — not just the transaction.
At Rowan Advance, we specialize in fast, flexible funding with clear communication every step of the way. If you're considering an MCA, let's talk. We’ll help you evaluate your options and find the right fit for your business goals.
Need Funding Support or Have Questions? Rowan Advance Is Ready to Help!
Frequetly Asked Questions
Can you tell me more about Rowan Advance?
Rowan Advance is a trusted funding partner for ISO brokers, providing fast, flexible, and high-commission financing solutions for your merchants. We prioritize transparency, efficiency, and strong partnerships, ensuring that you and your clients receive the best possible terms. With competitive rates, same-day approvals, and a seamless funding process, we help you close more deals and maximize your earnings.
Can you help my business access funding?
Absolutely! Rowan Advance specializes in providing revenue-based financing for merchants in various industries. We move quickly—offering fast approvals, minimal stipulations, and same-day commissions—so you can get your deals funded without delays. Whether your merchants need capital for expansion, payroll, inventory, or cash flow, we structure deals that work for them.
How much capital can my merchants access through Rowan Advance?
Rowan Advance funds deals from $10,000 up to $5 million, depending on the merchant’s financial profile, revenue, and funding history. Whether they need a small working capital boost or a larger expansion fund, we offer flexible terms that help you secure the best deal for them.
What are the rates and commissions on your funding?
We offer competitive factor rates starting at 1.28, with commissions up to 12 points. Our deals come with early prepay discounts, same-day commissions, and a commitment to matching lower offers. That means you can maximize your earnings while ensuring your merchants get the best funding solution available. Reach out today to start submitting deals!
