Empowering ISOs to Succeed

Adaptable Funding Options

for Small Enterprises

Seeking business funds for your merchants?

Rowan Advance offers flexible financing, beyond credit scores. Send deals hassle-free today.

Fast Approvals

We blend cutting-edge technology with manual review to deliver a streamlined underwriting process at a higher than industry-standard approval rate.

Same Day Funding

Once approved, gain access to your funds right away. From Submission to Wire Sent in as little as 2 hours.

Up to $1,000,000

Need a lot of capital fast? For businesses that qualify, ask about our jumbo-product. Receive up to $1 Million within 2-3 business days.

Striving for Financial Clarity and Confidence

Fast funding, flexible terms, unbeatable commissions.

Image

Apply Fast

Our quick underwriting process provides approvals faster than most small business lenders.

Image

Same-Day Funding

Gain access to the funds you need, fast – once you qualify for small business financing.

Image

Up to $1,000,000

Get the capital you need to grow your business, without the burden of inflexible repayment terms.

Image

High Commissions

Competitive rates, fast processing, and same-day commissions put more money in your pocket.

Bad Credit? Apply for

Hassle-Free Financing

Credit requirements often prevent business owners from getting the financing they need to get their small businesses off the ground. At Rowan Advance, our goal is to provide capital for small businesses by considering a range of factors beyond a poor credit score.

Need funding? We’ll provide the hassle-free financing you need with the best-in-class service you deserve.

Why Choose Rowan Advance?

Rowan Advance delivers fast, flexible funding with competitive rates, high commissions, and minimal stipulations. We prioritize same-day approvals, seamless processing, and early prepay discounts. Partner with us for a smooth, rewarding funding experience.

  • Competitive rates starting from 1.28.

  • Same-day commissions on every deal.

  • Flexible terms from 8 to 12 months.

  • Minimal stipulations for quicker approvals.

  • Early prepay discounts for merchants.

Why Choose Rowan Advance?

Rowan Advance delivers fast, flexible funding with competitive rates, high commissions, and minimal stipulations. We prioritize same-day approvals, seamless processing, and early prepay discounts. Partner with us for a smooth, rewarding funding experience.

  • Competitive rates starting from 1.28.

  • Same-day commissions on every deal.

  • Flexible terms from 8 to 12 months.

  • Minimal stipulations for quicker approvals.

  • Early prepay discounts for merchants.

Providing The Simplest Solution For The Most Complex Problem

Image

1500+

Merchants Served

Trusted by over 1,500 businesses, we provide fast and reliable funding solutions tailored to diverse financial needs.

Image

100+

Industries Covered

From retail to healthcare, we support businesses across 30+ industries with flexible funding options to fuel their growth.

Image

$250m+

Deals Funded

Over $10 million in funding delivered monthly and $250 million funded in over two years.

Image

300+

5-Star Reviews

Highly rated by partners and clients, our exceptional service and funding solutions have earned over 300 five-star reviews.

Our Underwriting Guidelines

Funding Tiers & Terms

🔹 C PAPER

1.30 - 1.35 Buy Rates

Terms: 20 - 34 weeks

Positions: 4th & 5th

Funding Amounts: $50K - $750K

Business Requirement: Must be in business 1+ years

🔹 B PAPER

1.27 - 1.32 Buy Rates

Terms: 34 - 52 weeks

Positions: 2nd & 3rd

Funding Amounts: $50K - $1MM

Business Requirement: Must be in business 3+ years

🔹 D PAPER

Case-by-Case Approvals for D Paper

1.35 Buy Rates

Terms: 15 - 20 weeks

Industries We Love

✅ Healthcare: Doctors & Dentists, Pharmacies, Urgent Care, Healthcare Equipment, Therapists

✅Retail & Hospitality: Restaurants, Bars, Nightclubs, Liquor Stores, Bakeries

✅ Other: Manufacturing, Government Contractors, Commercial Cleaning

Blogs and Articles

Calculator with Pen

How Merchant Cash Advances Can Help Small Businesses Grow

October 22, 20241 min read

For small businesses looking to expand, accessing capital can be one of the biggest hurdles. Traditional loans may be difficult to obtain or come with lengthy approval processes, but merchant cash advances (MCAs) offer a quicker, more flexible option. Here’s how MCAs can fuel growth for small businesses.


1. Fast Approval and Funding

Time is critical when you’re looking to grow your business. MCAs provide quicker approval and funding compared to traditional bank loans, allowing you to seize opportunities as they arise without waiting weeks for approval.

2. No Need for Perfect Credit

Merchant cash advances focus on your business’s daily credit card sales, not your credit score. This makes it easier for small businesses, especially those with limited credit histories, to access the funding needed for expansion.

3. Use the Funds However You Need

With an MCA, there are no restrictions on how you use the funds. Whether you’re expanding to a new location, purchasing equipment, or investing in marketing, you can use the advance to support any aspect of your growth strategy.

4. Scaling Without Straining Cash Flow

Because MCA repayments are tied to a percentage of daily sales, you’ll never face a fixed monthly payment that could strain your cash flow. This allows you to focus on growing your business without the pressure of rigid repayment terms.


Merchant cash advances offer small businesses a fast, flexible way to access capital for growth. With quicker approval, no credit requirements, and repayment terms tied to revenue, MCAs are a powerful tool for fueling business expansion.

Merchant Cash Advance for Small BusinessesFast Business FundingFlexible Business FinancingSmall Business Growth SolutionsNo Credit Check Business LoansQuick Capital for ExpansionAlternative Lending for Small BusinessEasy Business LoansSmall Business Expansion FundingFlexible Repayment Financing
Back to Blog

Empowering ISOs to Succeed

Can you tell me more about Rowan Advance?

Rowan Advance is a trusted funding partner for ISO brokers, providing fast, flexible, and high-commission financing solutions for your merchants. We prioritize transparency, efficiency, and strong partnerships, ensuring that you and your clients receive the best possible terms. With competitive rates, same-day approvals, and a seamless funding process, we help you close more deals and maximize your earnings.

Can you help my business access funding?

Absolutely! Rowan Advance specializes in providing revenue-based financing for merchants in various industries. We move quickly—offering fast approvals, minimal stipulations, and same-day commissions—so you can get your deals funded without delays. Whether your merchants need capital for expansion, payroll, inventory, or cash flow, we structure deals that work for them.

How much capital can my merchants access through Rowan Advance?

Rowan Advance funds deals from $10,000 up to $5 million, depending on the merchant’s financial profile, revenue, and funding history. Whether they need a small working capital boost or a larger expansion fund, we offer flexible terms that help you secure the best deal for them.

What are the rates and commissions on your funding?

We offer competitive factor rates starting at 1.28, with commissions up to 12 points. Our deals come with early prepay discounts, same-day commissions, and a commitment to matching lower offers. That means you can maximize your earnings while ensuring your merchants get the best funding solution available. Reach out today to start submitting deals!

© 2025 Rowan Advance

Contact Me

Call me at: ‪+1 (516) 902‑8593‬

Mail me at: [email protected]