Adaptable Funding Options for Small Enterprises
Adaptable Funding Options for Small Enterprises
Fast, Flexible Financing Designed to
Keep Your Business Moving Forward
Running a business takes time, energy, and nonstop commitment. At Rowan Advance, we make sure accessing the capital you need isn’t another uphill battle. Our fast, flexible financing solutions are designed to keep your business moving forward without the delays, headaches, or heavy paperwork. When you need funding, we make it simple, so you can stay focused on what matters most: growing your business.
Apply Online
In Minutes
Decision as fast as
2 hours
Receive between
$25k-$1.5m
Fast Approvals
Same-Day Funding
Up to $1,500,000
Offers from 1.279
Fast funding, flexible terms, unbeatable commissions.
Striving for Financial Clarity and Confidence
At Rowan Advance, we’re committed to helping our partners and clients move forward with financial clarity and confidence. By offering transparent funding solutions, expert guidance, and fast, reliable service, we empower businesses to make informed decisions and grow on their terms.
Fast Closings, Faster Payouts
Quick processing and same-day commissions mean you get paid without the wait.
High Commissions
Competitive rates, fast processing, and same-day commissions put more money in your pocket.
Minimal Stips, Maximum Deals
We keep requirements light so you can fund more merchants with less hassle.
Why Choose Rowan Advance?
Rowan Advance delivers fast, flexible funding with competitive rates, high commissions, and minimal stipulations. We prioritize same-day approvals, seamless processing, and early prepay discounts. Partner with us for a smooth, rewarding funding experience.
Built to Fund,
Designed to Close
☑️ Competitive rates starting from 1.279.
☑️ Same-day commissions on every deal.
☑️ Flexible terms up to 54 weeks.
☑️ Minimal stipulations for quicker approvals.
☑️ Early prepay discounts for merchants.
Tailored Funding for High-Performing Sectors
Industries We Trust, Partners We Back
We specialize in funding industries that consistently show strength, stability, and growth potential. From healthcare professionals like doctors, dentists, and therapists to thriving food and beverage businesses, manufacturers, and government contractors we understand the unique needs of these sectors and craft funding solutions that work. Our streamlined process, industry insight, and high approval rates make us the preferred partner for businesses in:
Healthcare Industry
Retail Industry
Construction Industry
Other Industries
1500+
Merchants Served
100+
Industries Covered
250m+
Deals Funded
300+
5-Star Reviews
Need Fast Funding? Call Us Anytime for Expert Support
Expert Advice and Real-World Strategies for ISO Success
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Fast Funding for Small Businesses: Is an MCA the Right Choice for You?
Fast Funding for Small Businesses: Is an MCA the Right Choice for You?
For many small business owners, access to quick capital can mean the difference between seizing a new opportunity and missing out. Whether it’s covering unexpected expenses, purchasing inventory, or expanding operations, fast funding is often crucial. One popular option is a Merchant Cash Advance (MCA), but is it the right choice for your business? Let’s explore the benefits, costs, and key factors to consider before applying for an MCA.
What is a Merchant Cash Advance?
A Merchant Cash Advance isn’t a traditional loan. Instead, it provides a lump sum of cash in exchange for a percentage of your future credit card or daily sales. The repayment is structured as a fixed percentage of your revenue, making it a flexible funding solution for businesses with fluctuating income.
The Advantages of an MCA
Speed of Funding
One of the biggest advantages of an MCA is the fast approval process. Unlike bank loans that take weeks or even months, MCAs can be approved and funded within 24 to 48 hours.Minimal Requirements
Traditional lenders often require extensive paperwork, collateral, and high credit scores. MCAs, on the other hand, focus more on business revenue, making them accessible to a wider range of businesses.Flexible Repayment
Since repayments are based on a percentage of daily sales, businesses don’t have to worry about fixed monthly payments. When sales are high, more is repaid; when sales are low, payments adjust accordingly.
Things to Consider Before Taking an MCA
Factor Rates Instead of Interest Rates
MCAs use factor rates (typically ranging from 1.2 to 1.5), which means you pay back a fixed amount over time. This can make the cost of borrowing higher than a traditional loan.Impact on Cash Flow
While repayment is flexible, daily or weekly deductions can still impact your cash flow. It’s important to evaluate whether your business can sustain the repayment structure.Shorter Terms
MCAs are designed for short-term needs, usually with repayment terms ranging from a few months to a year. If you need long-term financing, other funding options may be more suitable.
Is an MCA Right for Your Business?
MCAs are best suited for businesses that need quick funding and generate consistent sales. If you have a short-term opportunity or urgent financial need and are confident in your ability to manage repayments, an MCA could be a great solution.
At Rowan Advance, we offer fast and transparent funding solutions tailored to your business needs. Our team is here to guide you through the process and help you determine if an MCA is the right choice for you.
Final Thoughts
Merchant Cash Advances provide an excellent way to access fast capital, but understanding their structure and costs is essential. By weighing the pros and cons, you can make an informed decision about whether an MCA aligns with your business goals.
Need funding fast? Contact Rowan Advance today to explore your options and get the capital your business needs to thrive!
Need Funding Support or Have Questions? Rowan Advance Is Ready to Help!
Frequetly Asked Questions
Can you tell me more about Rowan Advance?
Rowan Advance is a trusted funding partner for ISO brokers, providing fast, flexible, and high-commission financing solutions for your merchants. We prioritize transparency, efficiency, and strong partnerships, ensuring that you and your clients receive the best possible terms. With competitive rates, same-day approvals, and a seamless funding process, we help you close more deals and maximize your earnings.
Can you help my business access funding?
Absolutely! Rowan Advance specializes in providing revenue-based financing for merchants in various industries. We move quickly—offering fast approvals, minimal stipulations, and same-day commissions—so you can get your deals funded without delays. Whether your merchants need capital for expansion, payroll, inventory, or cash flow, we structure deals that work for them.
How much capital can my merchants access through Rowan Advance?
Rowan Advance funds deals from $10,000 up to $5 million, depending on the merchant’s financial profile, revenue, and funding history. Whether they need a small working capital boost or a larger expansion fund, we offer flexible terms that help you secure the best deal for them.
What are the rates and commissions on your funding?
We offer competitive factor rates starting at 1.28, with commissions up to 12 points. Our deals come with early prepay discounts, same-day commissions, and a commitment to matching lower offers. That means you can maximize your earnings while ensuring your merchants get the best funding solution available. Reach out today to start submitting deals!
