Running a business takes time, energy, and nonstop commitment. At Rowan Advance, we make sure accessing the capital you need isn’t another uphill battle. Our fast, flexible financing solutions are designed to keep your business moving forward without the delays, headaches, or heavy paperwork. When you need funding, we make it simple, so you can stay focused on what matters most: growing your business.
At Rowan Advance, we’re committed to helping our partners and clients move forward with financial clarity and confidence. By offering transparent funding solutions, expert guidance, and fast, reliable service, we empower businesses to make informed decisions and grow on their terms.
Quick processing and same-day commissions mean you get paid without the wait.
Competitive rates, fast processing, and same-day commissions put more money in your pocket.
We keep requirements light so you can fund more merchants with less hassle.
Rowan Advance delivers fast, flexible funding with competitive rates, high commissions, and minimal stipulations. We prioritize same-day approvals, seamless processing, and early prepay discounts. Partner with us for a smooth, rewarding funding experience.
☑️ Competitive rates starting from 1.279.
☑️ Same-day commissions on every deal.
☑️ Flexible terms up to 54 weeks.
☑️ Minimal stipulations for quicker approvals.
☑️ Early prepay discounts for merchants.
We specialize in funding industries that consistently show strength, stability, and growth potential. From healthcare professionals like doctors, dentists, and therapists to thriving food and beverage businesses, manufacturers, and government contractors we understand the unique needs of these sectors and craft funding solutions that work. Our streamlined process, industry insight, and high approval rates make us the preferred partner for businesses in:
Fast Funding for Small Businesses: Is an MCA the Right Choice for You?
For many small business owners, access to quick capital can mean the difference between seizing a new opportunity and missing out. Whether it’s covering unexpected expenses, purchasing inventory, or expanding operations, fast funding is often crucial. One popular option is a Merchant Cash Advance (MCA), but is it the right choice for your business? Let’s explore the benefits, costs, and key factors to consider before applying for an MCA.
A Merchant Cash Advance isn’t a traditional loan. Instead, it provides a lump sum of cash in exchange for a percentage of your future credit card or daily sales. The repayment is structured as a fixed percentage of your revenue, making it a flexible funding solution for businesses with fluctuating income.
Speed of Funding
One of the biggest advantages of an MCA is the fast approval process. Unlike bank loans that take weeks or even months, MCAs can be approved and funded within 24 to 48 hours.
Minimal Requirements
Traditional lenders often require extensive paperwork, collateral, and high credit scores. MCAs, on the other hand, focus more on business revenue, making them accessible to a wider range of businesses.
Flexible Repayment
Since repayments are based on a percentage of daily sales, businesses don’t have to worry about fixed monthly payments. When sales are high, more is repaid; when sales are low, payments adjust accordingly.
Factor Rates Instead of Interest Rates
MCAs use factor rates (typically ranging from 1.2 to 1.5), which means you pay back a fixed amount over time. This can make the cost of borrowing higher than a traditional loan.
Impact on Cash Flow
While repayment is flexible, daily or weekly deductions can still impact your cash flow. It’s important to evaluate whether your business can sustain the repayment structure.
Shorter Terms
MCAs are designed for short-term needs, usually with repayment terms ranging from a few months to a year. If you need long-term financing, other funding options may be more suitable.
MCAs are best suited for businesses that need quick funding and generate consistent sales. If you have a short-term opportunity or urgent financial need and are confident in your ability to manage repayments, an MCA could be a great solution.
At Rowan Advance, we offer fast and transparent funding solutions tailored to your business needs. Our team is here to guide you through the process and help you determine if an MCA is the right choice for you.
Merchant Cash Advances provide an excellent way to access fast capital, but understanding their structure and costs is essential. By weighing the pros and cons, you can make an informed decision about whether an MCA aligns with your business goals.
Need funding fast? Contact Rowan Advance today to explore your options and get the capital your business needs to thrive!
Rowan Advance is a trusted funding partner for ISO brokers, providing fast, flexible, and high-commission financing solutions for your merchants. We prioritize transparency, efficiency, and strong partnerships, ensuring that you and your clients receive the best possible terms. With competitive rates, same-day approvals, and a seamless funding process, we help you close more deals and maximize your earnings.
Absolutely! Rowan Advance specializes in providing revenue-based financing for merchants in various industries. We move quickly—offering fast approvals, minimal stipulations, and same-day commissions—so you can get your deals funded without delays. Whether your merchants need capital for expansion, payroll, inventory, or cash flow, we structure deals that work for them.
Rowan Advance funds deals from $10,000 up to $5 million, depending on the merchant’s financial profile, revenue, and funding history. Whether they need a small working capital boost or a larger expansion fund, we offer flexible terms that help you secure the best deal for them.
We offer competitive factor rates starting at 1.28, with commissions up to 12 points. Our deals come with early prepay discounts, same-day commissions, and a commitment to matching lower offers. That means you can maximize your earnings while ensuring your merchants get the best funding solution available. Reach out today to start submitting deals!