Empowering ISOs to Succeed
Adaptable Funding Options
for Small Enterprises
Seeking business funds for your merchants?
Rowan Advance offers flexible financing, beyond credit scores. Send deals hassle-free today.
Fast Approvals
We blend cutting-edge technology with manual review to deliver a streamlined underwriting process at a higher than industry-standard approval rate.
Same Day Funding
Once approved, gain access to your funds right away. From Submission to Wire Sent in as little as 2 hours.
Up to $1,000,000
Need a lot of capital fast? For businesses that qualify, ask about our jumbo-product. Receive up to $1 Million within 2-3 business days.
Striving for Financial Clarity and Confidence
Fast funding, flexible terms, unbeatable commissions.
Apply Fast
Our quick underwriting process provides approvals faster than most small business lenders.
Same-Day Funding
Gain access to the funds you need, fast – once you qualify for small business financing.
Up to $1,000,000
Get the capital you need to grow your business, without the burden of inflexible repayment terms.
High Commissions
Competitive rates, fast processing, and same-day commissions put more money in your pocket.
Bad Credit? Apply for
Hassle-Free Financing
Credit requirements often prevent business owners from getting the financing they need to get their small businesses off the ground. At Rowan Advance, our goal is to provide capital for small businesses by considering a range of factors beyond a poor credit score.
Need funding? We’ll provide the hassle-free financing you need with the best-in-class service you deserve.
Why Choose Rowan Advance?
Rowan Advance delivers fast, flexible funding with competitive rates, high commissions, and minimal stipulations. We prioritize same-day approvals, seamless processing, and early prepay discounts. Partner with us for a smooth, rewarding funding experience.
Competitive rates starting from 1.28.
Same-day commissions on every deal.
Flexible terms from 8 to 12 months.
Minimal stipulations for quicker approvals.
Early prepay discounts for merchants.
Why Choose Rowan Advance?
Rowan Advance delivers fast, flexible funding with competitive rates, high commissions, and minimal stipulations. We prioritize same-day approvals, seamless processing, and early prepay discounts. Partner with us for a smooth, rewarding funding experience.
Competitive rates starting from 1.28.
Same-day commissions on every deal.
Flexible terms from 8 to 12 months.
Minimal stipulations for quicker approvals.
Early prepay discounts for merchants.
Providing The Simplest Solution For The Most Complex Problem
1500+
Merchants Served
Trusted by over 1,500 businesses, we provide fast and reliable funding solutions tailored to diverse financial needs.
100+
Industries Covered
From retail to healthcare, we support businesses across 30+ industries with flexible funding options to fuel their growth.
$250m+
Deals Funded
Over $10 million in funding delivered monthly and $250 million funded in over two years.
300+
5-Star Reviews
Highly rated by partners and clients, our exceptional service and funding solutions have earned over 300 five-star reviews.
Our Underwriting Guidelines
Funding Tiers & Terms
🔹 B PAPER
1.27 - 1.32 Buy Rates
Terms: 34 - 52 weeks
Positions: 2nd & 3rd
Funding Amounts: $50K - $1MM
Business Requirement: Must be in business 3+ years
🔹 C PAPER
1.30 - 1.35 Buy Rates
Terms: 20 - 34 weeks
Positions: 4th & 5th
Funding Amounts: $50K - $750K
Business Requirement: Must be in business 1+ years
🔹 D PAPER
Case-by-Case Approvals for D Paper
1.35 Buy Rates
Terms: 15 - 20 weeks
Industries We Love
✅ Healthcare: Doctors & Dentists, Pharmacies, Urgent Care, Healthcare Equipment, Therapists
✅Retail & Hospitality: Restaurants, Bars, Nightclubs, Liquor Stores, Bakeries
✅ Other: Manufacturing, Government Contractors, Commercial Cleaning
Where to send deals? Email [email protected] and copy [email protected].
Blogs and Articles
The True Cost of a Merchant Cash Advance: What You Need to Know
Understanding the true cost of a Merchant Cash Advance (MCA) is essential for business owners looking for fast funding. This blog breaks down factor rates, repayment structures, and key cost considera... ...more
MCA
March 26, 2025•3 min read
How to Improve Your Business Credit Score to Qualify for Better Funding
A strong business credit score can help you qualify for better funding with lower rates and higher limits. In this blog, Rowan Advance shares essential tips on improving your credit score, from making... ...more
MCA
March 25, 2025•3 min read
MCA vs. Bank Loans: Understanding the Key Differences for Business Owners
Choosing between a Merchant Cash Advance (MCA) and a traditional bank loan can impact your business's growth and cash flow. This blog breaks down the key differences in approval speed, repayment terms... ...more
MCA
March 24, 2025•2 min read
Revenue-Based Financing vs. Traditional Loans: Which is Best for Your Business?
Discover the key differences between revenue-based financing and traditional loans to determine the best funding option for your business. Learn about their pros, cons, and how Rowan Advance can help ... ...more
MCA
March 21, 2025•2 min read
Post-Holiday Opportunities: How ISO Brokers Can Help Merchants Recover
The post-holiday season brings unique cash flow challenges for merchants. This blog explores how ISO brokers can step in with merchant cash advances to help businesses recover and thrive. Find out how... ...more
MCA
December 02, 2024•1 min read
Helping Merchants Thrive During the Holidays: How MCAs Empower ISO Brokers
Discover how ISO brokers can support merchants during the busy holiday season with merchant cash advances. Learn about the challenges merchants face, how Rowan Advance’s fast and flexible funding solu... ...more
MCA
November 29, 2024•1 min read
Empowering ISOs to Succeed
Can you tell me more about Rowan Advance?
Rowan Advance is a trusted funding partner for ISO brokers, providing fast, flexible, and high-commission financing solutions for your merchants. We prioritize transparency, efficiency, and strong partnerships, ensuring that you and your clients receive the best possible terms. With competitive rates, same-day approvals, and a seamless funding process, we help you close more deals and maximize your earnings.
Can you help my business access funding?
Absolutely! Rowan Advance specializes in providing revenue-based financing for merchants in various industries. We move quickly—offering fast approvals, minimal stipulations, and same-day commissions—so you can get your deals funded without delays. Whether your merchants need capital for expansion, payroll, inventory, or cash flow, we structure deals that work for them.
How much capital can my merchants access through Rowan Advance?
Rowan Advance funds deals from $10,000 up to $5 million, depending on the merchant’s financial profile, revenue, and funding history. Whether they need a small working capital boost or a larger expansion fund, we offer flexible terms that help you secure the best deal for them.
What are the rates and commissions on your funding?
We offer competitive factor rates starting at 1.28, with commissions up to 12 points. Our deals come with early prepay discounts, same-day commissions, and a commitment to matching lower offers. That means you can maximize your earnings while ensuring your merchants get the best funding solution available. Reach out today to start submitting deals!
